Opportunity International Savings and Loans Ltd. partners with Annan Capital Partners (ACP) to provide loans to female business owners.
Opportunity International Savings and Loans Ltd. partners with Annan Capital
Partners (ACP) to provide loans to female business owners.
Opportunity International Savings and Loans Ltd (OISL) has entered into a strategic partnership
with the Annan Capital Partners (ACP) to provide financial support to women-led businesses
across Ghana.
This initiative will provide loans of up to GHS 500,000 to over 10,000 women,
fostering economic empowerment, financial inclusion, and business growth. The turnaround time
for loan approval and disbursement will be within one month. This agreement was signed in
Accra on 27th March 2025.
ACP is launching AGOO as a matchmaking platform designed to connect Investors with Small
and Medium-Sized Enterprises (SMEs) to create new opportunities for business growth and
financial empowerment.
OISL will be the first client on the platform, providing loans to female
entrepreneurs on the AGOO platform as part of this initiative.
Recognizing the challenges that female entrepreneurs face in accessing capital, this partnership
seeks to bridge the financial gap by offering tailored loan products, financial literacy training,
and comprehensive business support services. The initiative is aligned with the broader goal of
strengthening local economies by equipping women with the necessary resources to expand and
sustain their businesses.
Loan Application Portal to Open Soon
As part of the rollout, the loan application portal will officially be launched on the AGOO
platform in July 2025 serving as a gateway for eligible female entrepreneurs to access funding
and other business development resources. This user-friendly digital platform will streamline the
application process, making it easier for women to submit their requests, track their applications,
and receive financial support without unnecessary delays.
The program will be executed in phases, starting with targeted outreach to create awareness
among potential beneficiaries. Following this, loan disbursements will commence, coupled with
structured mentorship programs designed to guide recipients in financial management, business
strategy, and sustainable growth.
Addressing Financial Barriers for Women Entrepreneurs
Access to capital remains a significant challenge for women-led businesses in Ghana. Many
female entrepreneurs struggle to secure loans due to stringent collateral requirements, lack of
financial literacy, and limited access to formal banking services.
This partnership is designed to break down these barriers by:
• Offering financial literacy training to enhance knowledge of business financing and
management.
• Connecting beneficiaries to business development experts who will offer mentorship and
strategic guidance.
By improving access to funding and equipping women entrepreneurs with the right tools, this
initiative aims to create a ripple effect, leading to job creation, increased business sustainability,
and a stronger local economy.
A Commitment to Women’s Economic Empowerment
This collaboration between OISL and ACP underscores a shared commitment to fostering
women’s economic independence. Beyond financial assistance, the program will also focus on
building a supportive network for female entrepreneurs, encouraging peer learning, and
promoting long-term business resilience.
The stakeholders in this partnership are optimistic that this initiative will inspire more financial
institutions and organizations to invest in women-led businesses, ultimately contributing to a
more inclusive financial ecosystem in Ghana.
How to Apply
Female entrepreneurs interested in accessing the loans are encouraged to prepare for the
application process by ensuring they have the necessary business documentation and a clear plan
for how the funds will be utilized. More details on eligibility criteria and application guidelines
will be shared ahead of the portal’s launch.
About Annan Capital Partners
Annan Capital Partners (ACP) is an African-focused Independent, Boutique Investment &
Advisory House. In addition to commodity trading and making own-balance sheet investments in
our core-growth industries, we offer holistic advisory services on family office, investment
banking, fundraising, impact investment and venture building. Our wide range of clients include
family offices, impact funds, entrepreneurs, SMEs, global corporations and governments.
Over the past decade, we have been involved in bridging the gap between investment and
investment opportunities in Africa and beyond.
About Opportunity International Savings and Loans
Opportunity International Savings and Loans Ltd is a leading savings and loans institution
licensed by the Bank of Ghana in June 2004. The Institution operates across 10 out of the 16
regions of the country advancing financial inclusion and bringing clients at the base of the
pyramid into the mainstream financial services using innovative range of products and services.
Since its inception, OISL has focused its key activities on the marginalized, the underbanked and
unbanked and those who are excluded from mainstream formal financial services. OISL provides
sound financial education and support to clients while promoting a savings culture by offering
innovative deposit products. It assists micro, small and medium-sized businesses, which form the
backbone of most developing economies, to thrive.
As of December 2024, the institution had a Loan Portfolio Balance of GHS 308.8 million and a
Deposit Balance of GHS 418.3 million.
With a Total Asset value of GHS 603.7 million, Opportunity International Savings and Loans
Ltd is one of the largest savings and loans companies in the country.
Since 2018, the institution has won 52 prestigious awards including the CIMG Savings and
Loans Company of the Year 2019 & 2020, inducted into the Ghana Business Awards Hall of
Fame in 2022 and 2023 after winning the Savings and Loans Company Award of the Year
awards consecutively for 2018, 2019 & 2020, the Best Sustainable MFI in Agricultural Finance
& the Best Disability Product of the Year awards at the NBFI GHAMFIN awards in 2024 and
the Savings and Loans Company of the year 2024 by the Chartered Institute of Credit
Management, Ghana.
About AGOO
AGOO Africa is a crowdfunding and crowdlending platform for African early-stage startups and
small traditional businesses. It allows owners of such businesses to make their project and their
pitch accessible to a large number of investors, from young non-professional business angels to
established international funds.
On the other hand, any investor can now have access to a curated database of small Ghanaian
companies from various sectors, and invest in them seamlessly via our platform.
We strongly believe in the great economic potential of small businesses in Ghana and in West
Africa, and position our platform as the leading early-stage investment facilitator in the region.
“Our goal is to create sustainable opportunities for women to thrive in business. By
providing access to capital and business development resources, we are empowering
women to transform their communities.” -Ernest Matthewson, CEO of Annan Capital
Partners
“Supporting women in business is not just an economic necessity but a social imperative.
Through Agoo, an ACP initiative, we aim to uplift female entrepreneurs and drive
economic progress.”-Roberta Annan, Chairman of Annan Capital Partners
“We are excited to collaborate with ACP to scale our impact and provide women with
the resources they need to succeed,”-Kwame Owusu-Boateng, CEO of Opportunity
International Savings and Loans Ltd.
For more information about this initiative and how to apply, kindly contact
womenfund@annancapitalpartner.com